Tips for Safely Banking and Shopping Online

Identity theft and other crimes are growing in numbers for Internet users. More than 12 million people fall victim to various types of identity theft, according to statistics provided by the Statistics Brain Research Institute. Online banking and online shopping are extremely convenient for busy consumers. However, they can be dangerous for consumers who are unaware of all the predators that sneak around the Internet. The following are some helpful tips for consumers who shop or bank online:

Use Anti-Virus and Malware Software

The first step in protecting oneself during any Internet shopping experience is installing anti-virus software or malware software. A wide variety of companies makes software that helps consumers to combat computer viruses. Many of them offer free trial periods, as well. Interested persons can search the web for the best products and services for their protection.

Change Browser Settings

Another thing that a consumer can do to stop hackers and ID thieves from getting their information is change browser settings. Some browser settings keep personal information like passwords in their databases. Such information is not good to have in any database except the user’s mind.

Do Not Save Credit Card Information

Some shopping websites offer consumers the opportunity to save their credit card information to the website to save them time during future transactions. The feature is dangerous because a hacker can steal the consumer’s personal information by hacking into the company’s computer. Consumers should always turn down the opportunity to save credit card information on a website.

Shop on Secure Sites

Another way that a consumer can protect his or her wallet is by shopping on secure sites only. Secure sites have a few distinguishing characteristics about them. One is the address. The address of a secure site will always start with an https:// to signify its encryption. Secure sites usually advertise their security with icons, accolades and information so that visitors will feel safe, as well.

Erase History

Lastly, consumers should erase their browsing history or browse anonymously whenever possible. It helps to cut down on IP tracking and Internet stalking. Firefox and some other browsers allow their users to surf the Internet and travel about the Internet in an incognito fashion.

Consumers and Internet users can protect themselves and avoid being victims of identity theft and bank account hacking. All they need to do is be careful and uses some of the aforementioned tips.

Is Free Wi-Fi Really Free?

The United States currently hosts thousands of free Wi-Fi locations. The Open Wi-Fi website quotes the number as 66,198 with new hotspots developing every day. These locations include coffee shops, libraries, restaurants and the like. Frugal consumers love to take their laptops and tablets into this location because of the free Internet connection, but some of them may be getting more than they bargained for. Some of them may be getting infiltrated, infected and monitored.
How Safe Is a Wi-Fi Connection?
Wi-Fi connections aren’t as safe as some people tend to believe they are. The biggest problem with Wi-Fi connection is the data encyrptoin. The primary technologies that people use to encrypt wireless data are WEP and WPA. WPA stands for Wi-Fi Protected Access and WEP stands for Wireless Equivalent Privacy. WPA is the most secure choice of the two choices. However, they are not implemented many times because of the complex nature of the technologies. The result is severe user vulnerability.
Why Public Wi-Fi Connections Are Dangerous
Many mishaps and destructive processes can occur when encryption is not present. One thing that can happen to a user is the loss of privacy. Hackers can monitor the webistes that they frequent, which can be disturbing for people who appreicate their privacy. Intruders can steal important documents, as well. They can access pictures, videos, text files and more. Another thing that intruders can do is capture the login information of a person’s frequented sites. Any websites that the person does not visit frequently may be subject to hacking an intrusion through the use of keyloggers. Malicious persons can invade someone’s mobile devices, as well. So much is a stake when a person is not careful on the Internet.
How to Prevent Hacking During a Wi-Fi Connection
One thing that a user can do to stay safe is enable two-step authentication. Two-step authentication requires a person to have to use two pieces of identification to log into an important website. Changing one’s passwords frequently can help elminate security issues, as well. A good rule-of-thumb practice is to change the passwords at least once every three months. Finally, a Wi-Fi user will want to install an antivirus program to avoid interference. The user can avoid or minimize security breaches by following the previously mentioned tips. Taking precautionary steps can prevent irreparable damage from occurring.

Crucial Password Safety Tips

Keeping one’s Internet credentials safe and secure should be every computer user’s top priority. Identity theft is a horrible occurence that happens to more than 15 million people in the world each year.

Hacking and account stealing are two subdivisions of identity theft by which people can wreak havoc on other people. A person can impersonate another person online, and he or she can destroy that person’s reputation. Users can protect themselves by implementing some obvious and not-so-obvious strategies:

Pick a Head-Scratching Password

Head-scratching passwords are passwords that other people can’t easily crack using a person’s personal information. Far too many people create passwords that are easy for them to remember. They use parts of their name, birth dates and cities thinking, “This is great! I’ll remember!” Unfortunately, a malicious person can remember, too! Most sites ask users to create an eight-character password that has at least two numbers in it. The user should choose numbers that do not repeat and a word that has nothing to do with anything that someone else could easily guess.

Say No to Staying logged In

Many sites such as Yahoo Mail ask visitors if they want to stay logged in for two weeks. The feature is convenient because it saves the user 10 to 15 seconds. However, the feature leaves account holders vulnerable to hacking, and it leaves account holders vulnerable to having other people read their mail.

Say No to Storage

Personal information storage is a feature that some websites and web browsers have. No computer user should have such a feature intact. Bad software or malware, viruses and hacking programs can get hold of this information and do much harm to a person. Users should deactivate any such a feature by finding the setting and hitting the “off” button.

Change the Password Frequently

Users should change their password frequently to increase the security on the account. Some sites have an automatic password changing prompt, while other sites do not. A computer user should change the password at least once every three months. Protection improves with change frequency.

The previously mentioned tips can help a person to protect the most crucial accounts against identity theft and destruction. Consumers should use those tips and as many others as they can accumulate. Anti-virus software, malware killers and other protective sources can assist with theft protection, as well.

More on Protecting Kids on the Web

The number of crimes against teenagers that use the Internet is downright disturbing. Cybercrimes affect more than 556 million people every year, which is a humongous number of people. Teenagers and young children fall victim to crimes such as cyberbullying, identity theft and sexual crimes. Teens and their parents can take certain steps to lessen the chances of becoming victims. The following are four tips that can help protect children who use the net:

Educate the Children About Cybercrimes

The first step in preventing a child from becoming an Internet crime victim is educating him or her about the crimes. Many children fall victim to predators because they do not know what to expect when they go online. Parents should speak with teens and young children about the different ways that someone can take advantage of them if they are not careful. The most common types of Internet crimes are ones that involve breach of trust and manipulation. Not everyone on the Internet is a friend. People need to explain that to their children.

Use Parent Controls

A parent can add parent controls to just about every Internet browser by way of an extension download. They are very easy to use, and parents can activate them before they allow their children to surf online. A computer user can find parent controls on their Microsoft powered units, as well. Microsoft offers a “family safety” feature that filters the games, websites and applications that are inappropriate for young children. Microsoft’s comprehensive family safety feature allows parents to obtain reports of their children’s activities, as well.

Monitor the Children Personally

Parents can monitor their children to ensure that they are engaging in wholesome behavior. Not all children will appreciate being watched by their parents, but the extra step can spare them a world of trouble. Parents should never assume that their children cannot fall victim to manipulation or trickery. Predators are always on the prowl looking for any hole of vulnerability that they can enter.

Be Careful About Sharing Personal Information

Finally, parents should inform children to limit the personal information that they share with people on the Internet. Crimes such as identity theft occur because children trust people with sensitive information like addresses, birth dates, social security numbers and even passwords.

The Internet can still be a place that young people can receive a benefit. Parents just have to stay alert and never sleep on the evils that exist in the world.

Tips for Increasing Children’s Internet Security


The Internet is an amazing element because it provides users with the ability to communicate with any person in the world at any time. Internet users can speak to their distant family members and friends from the comfort of home if they wish. Unfortunately, some people take advantage of the Internet and use it to take advantage of children.

Children are frequent victims of Internet crimes such as stalking, bullying, sexual harassment, identity theft and more. A recent statistic revealed that more than 69 percent of young users receive communication from strangers that do not mean them well. Parents can combat those statistics by implementing safe browsing practices. The following are some safe browsing tips for protecting children who use the Internet:

Turn on the Parent Controls

The first thing that concerned parents will want to do to protect their children is turn on parent controls. All of the major web browsers have privacy settings that parents can manipulate to keep their little ones out of trouble. Using the parent controls consists of a three-step process. First, the person will click on “control panel.” Next, the person will click on “options” and then choose the “content” that is appropriate for the child.

Install Virus Protection

Children may be subject to picking up Internet viruses even if they do not come across online predators. The best way to protect the children and the computer is to install a virus protection program. Some of the top anti-virus programs come with a free trial period of up to 30 days. A few of the leading providers are McAfee, Norton and AVG.

Check the Browsing History

Next, parents will want to check to see where their children go throughout the course of the day. The browsing history will provide a paper trail that parents can review so that they can protect their children. The parent can review the day’s history or the past month of activity. From there, he or she will be able to see if the children are visiting age-inappropriate sites.

Stay Involved

Predators can approach children who are online in a matter of seconds. A parent should always stay alert by checking on the children in intervals. Some children may complain about their “privacy,” but safety is the most important factor.

Keeping kids safe requires the parents to stay on their toes and monitor the child’s experience for any peculiar activities. Concerned parents can start protecting their children today with the previously mentioned tips.

How to Combat Hackers

Hacking is one of those cyber crimes that can devastate a person to the core. The definition of hacking is breaching someone’s computer security. Such a breach can be caused by a number of factors and strategies. Hackers have various reasons for doing the things they do, but one of the most common reasons is boredom. Sometimes hackers are malicious and they want to hurt people intentionally. Other times, hackers want to prove to themselves that they are intelligent. Millions of people suffer because of it. The following is some information on hacking and what people can do to prevent it:

How Hackers Hack

Hackers have several ways by which they can access someone’s account. One method that hackers like to use is the virus method. They may send people malicious software that gives them remote access to computers that are not theirs. They may send friends and family members emails that entice them to go to a site that steals some of their personal information. Hackers could also use special software to crack passwords and get into people’s accounts. Almost all types of social media accounts have been affected by hacking. Hackers wreak havoc on people under other peoples’ names sometimes.

How One Can Prevent Hacking

A computer users can partake in several anti-hacking strategies. The simplest way to prevent oneself from being hacked is to buy anti-virus or anti-hacking software. Next, the user will want to create elaborate passwords so that no one can get in and tamper with the account. The person should conduct a password change at least once every six months. A three-month change would be ideal. Another way that a person can prevent hacking is by using a firewall. Firewalls can prevent some ugly things from getting in when people do not want them to get in.

Do Frequent Software Updates

Many people fall victim to hackers because they do not conduct the software updates that their computers suggest they conduct. A computer user should be very careful to partake in any process that the computer tells him or her to partake in. Failure to conduct a software update can cause a wealth of security problems with hacking being at the top of the list. A computer user will want to pay close attention to the previously stated tips and follow them while using the computer to prevent hacking.

Playing It Safe When Your’e Online

The Internet is amazing in many ways. It allows users to reach other users who are thousands of miles away. It provides people with the ability to shop, chat and collaborate with the click of the mouse. If it weren’t for its imperfections, the Internet would be awesome.

Unfortunately, some people love raining on other people’s parades. Hackers, identity thieves and virus creators are examples of people who try to strip computer users of the joy that they have in the Internet. Users must protect themselves at all times. The following are some quick tips for preventing identity theft, viruses, malware and other security breaches to affect one’s time online:

Signup for Identity Theft Software

Manufacturers have identity theft software that they create to help computer users to protect themselves from malicious identity stealers. A consumer can purchase such software for $10 or more per month. Some sites offer free 30-day trial periods so that consumers can get a feel for the products. Users can enjoy features such as credit cards, checking and saving alerts, identity alerts and more.

Use Private Browsing

Private browsing is an option that most web browsers offer. It protects the user from having someone read his or her IP address. Each browser offers a different way to access it. Internet Explorer users can activate private browsing by hitting Control+Shift+P. A new private window will open immediately.

Purchase Virus Protection Products

Virus protection products are extremely important as thousands of new viruses are being created daily. A person can purchase virus protection for $10 to more than $100. Many virus protection software manufacturers offer free trials of their products so consumers can sample them.

Use Secure Shopping Sites

Finally, online shoppers will want to ensure that they only shop on secure sites. Secure sites are websites that use encryption software that scrambles their customers’ personal information. A secure site will have an address that starts with https://. Additionally, a shopper will want to avoid saving his or her credit card information on the website. The information will not be safe if a hacker gets into the site’s database.

Using the Internet can still be an enjoyable experiences, but people must remember to use caution and care. Malicious people can harm unsuspecting consumers in many ways if they do not watch out for themselves. However, a smart computer user can reap all the benefits that the Internet has to offer.

Tips for Safe Online Shopping and Surfing

Surfing the Internet is fun, and shopping online is quite convenient. However, modern computer users have to exercise extreme caution when they are using the Internet. More than 16 million people fall victim to identity theft each year, and more than 12 million people are victims to computer virus attacks. Computer users have to be smart in their online endeavors. The following are some tips on being safe during online surfing:

Use Private Browsing

Private browsing is a safe option that most browsers offer Internet users. The private browsing option allows Internet users to safely browse the Internet without exposing their IP address to any browser tracking programs. Firefox offers that option, and users can activate it by stopping by clicking on the upper right corner of their browser and then clicking on the mask that signifies the private browsing experience.

Purchase Internet Security

Several of the top Internet security companies offer suites that people can purchase for their online browsing experiences. McAfee and Norton are two of the top providers of Internet security suites. The suites offer real-time protection against viruses, hackers, phishing attempts and more.

Only Use Secure Shopping Sites

Another way that Internet users can protect themselves is by ensuring that they are only shopping on secure sites. Secure sites have web addresses that start with https:// as opposed to http://. The https:// at the beginning of the web address signifies that the information on a website is encrypted. A hacker cannot decipher the personal information that is encrypted on a website.

Make Passwords Long and Complex

Another strategy that one can use while he or she is online is creating long and complex passwords for all websites. Passwords should be more than six characters long, and they should consist of a healthy combination of letters and numbers. Additionally, the person will want to change the passwords at least once every three months.

Delete History and Passwords

An Internet user can perform a few cleaning tasks to ensure that he or she stays safe while using the computer. One cleaning task that the person can perform is deleting history. The other task the person can perform is clearing the cache. Finally, the Internet user can clear passwords. All such tasks can be performed under the browser options menu.

Staying safe can keep a computer user free of unnecessary losses and nuisances. The previously mentioned tips provide an excellent start to a life of safe browsing.

2105 Review: Top Computer Privacy Programs

Being able to use one’s computer privately and with little risk is the goal of almost every computer user. As Internet crimes are occurring more frequently, computer owners are being forced to search for programs that can provide them with the protection they need. The following are three privacy software suggestions for people who want to maintain peace of mind when they use their computers:

History Clean

History Clean was rated as one of the top privacy software items of 2015. The program is best for consumers who are trying to keep an eye on their budgets. History Clean comes with a wealth of features that protect users from fraud and tracking. Some of the features that come with the program are cookie cleaning, download cleaning, temp file cleaning, cleanup scheduling and more.


The Cyberscrub program is much more expensive than the History Clean program is. However, Cyberscrub offers a wide variety of features that History Clean does not have. One feature that the program offers is the option to hide one’s IP address. Private browsing is the desire of many computer owners who wish to keep their activities to themselves. Cyberscrub offers additional features such as email cleaning options, free space wiping, instant messenger cleaning and more. Consumers rated Cyberscrub with 9.63 out of 10 points.

Norton Internet Security

Norton Internet Security has the other contenders beat when it comes to high pricing. However, Norton Internet Security was rated the top performer for support and assistance. Norton users rated the program 100 percent effective in areas such as usability and protection. The repair grade was slightly lower, at 67 percent. Some of the features that come with Norton Internet Security include anti-spam and anti-malware, safe browsing, anti-phishing, firewall, social network protection, bootable rescue CDs, and 24/7 customer support. The program works on a number of devices including devices that have Windows Vista, 7 and 8. Norton Internet Security is $79.99 per year for up to five devices. The program comes with the option to backup the computer, as well.

Some of the best privacy programs have free trial offers so that users can get a feel for them before they commit their earnings to them. Many trial offers do not require consumers to furnish their credit card information or any other information. They can just download the program and provide a credit card number if they want to continue service after the trial.


Cost Deficient: Are Free Anti Virus Programs any Good?

In most cases, the word “free” is grounds for enthusiasm. Think free dessert, free WiFi or free gift with any purchase.
When it comes to anti virus software and protection, “free” isn’t always viewed as the best option. Virus protection often is associated with searching out the very best and paying any price to protect your PC from anything from malware to viruses and anything in between.

Nothing is quite as frustrating, time consuming or taxing as trying to log on to the internet, open a Microsoft Word document or even turn on your computer only to watch little to nothing happen as you start to believe you have some sort of computer virus.
But before it reaches that point, you most likely have shopped around, priced and pursued a myriad of virus options. Not everyone, however, has the extra cash or income to be able to buy virus protection or they’re just too cheap to invest anything into a computer they just purchased. As remarkable as it sounds, some consumers believe that contracting a computer virus won’t happen to them or they’re start convincing themselves that they’re only going to use their new computer for a few emails, some web browsing and maybe an occasional music download.

Even that modicum of navigating can stir up trouble in the form of a virus.

So what about a virus protection software of sorts that is free? In this instance, is “free” really the best route to go?

Experts will argue this point to a fervor and tell you in no uncertain terms that free virus protection isn’t worth much. They’ll point to the notion that price is directly related to effectiveness. That mentality is a bit off target, however, as plenty of reputable virus protection is available for download without worrying about a charge.

AVG Anti Virus comes to mind immediately when talk begins to surface about free protection from viruses, along with plenty of other reputable contenders: PC Health Boost and Zone Alarm certainly are worth more than a second look. The heavy hitters of virus protection like McAfee and Norton also offer reputable free versions of their paid programs.

Those who choose to pay for virus protection shouldn’t by any means be considered idiotic or silly for spending money on something that is available for free. They feel most comfortable knowing that the money spent went to researching and developing a virus software that is superb.

But that doesn’t necessarily mean that it’s superior to the free versions, either.